WHEN LIFE’S MOMENTS HAPPEN
Be financially ready with confidence.
Why Choose Us?
Over 15 years of credit experience.
Our ethical approach to credit repair, fast and friendly service, and experience as credit professionals have enabled us to help our growing customer base.
Many people do not realize, but the credit industry is highly regulated. We truly believe the law is on your side when it comes to credit and we do what we can to use consumer laws to get the best results for your credit possible!

24/7 Access
Track your Progress. Stay up to date with your credit. Receive email and text message updates.

Mistakes Happen
Good Credit is within Your Reach! No matter what you’ve been told, you can repair your credit.

Award Winning Results
We pride ourselves on the results our clients receive and want to help you achieve your goals!

8 Out of 10
According to Studies conducted by PIRG, 79% of reports contain errors. Does your report have any?

Free Evaluation
We would love to see what we can do to help you with your credit goals.
Contact: mike@payitforwardtoday.com (813) 334-8719

Top Ten Mistakes
Ask us about the Top Ten mistakes people make with their credit.
What People Are Saying
“My experience with Pay It Forward Credit Repair has been a blessing to say the least. At a point of maturity and during an economic down turn you have given me the tools, the persistence, and understanding to get me back in position to purchase yet another home. Even though I had owned two prior houses my retirement home was much more difficult than I had anticipated. Thanks, Pay It Forward Credit Repair for all the help! I have and will continue to recommend your services to others.”
— Joe, Tustin, CA.
“I have been a customer of Pay It Forward Credit Repair for 5 months. Prior to joining I made sure to investigate the company through third party sources and internet access. I am please to be able to say that during this time Pay It Forward Credit Repair was instrumental or responsible for an increase in my credit score of nearly 200 points. There were many, many inconsistencies and errors on my credit report which Pay It Forward Credit Repair was able to weed out, repair and have removed from my credit reports. You have my sincere gratitude and appreciation.
— Steven, Phoenix, AZ.
What Results Look Like
Removing inaccurate or unverifiable information from your credit boosts your credit score. Period.
Videos From Our Channel
Just a Taste of the Education and Financial Empowerment We Provide.
Pay-it-Forward Credit Repair
Credit is what we do. Having worked with countless clients over 15+ years, we have come to realize that this truly is a credit driven world. We are never taught about credit in schools, yet it is one of the most important aspects of our financial life. We are passionate about educating people while improving their overall credit picture.