Our Process |

Begin by scheduling a personalized consultation!

Call (813) 334-8719 or Email

We examine your credit reports from the bureaus

Once you’ve completed your consultation. We Examine your reports from the three bureaus, Experian, Equifax, & TransUnion. Here is a link to your credit reports for all three bureaus.

We develop a plan for which items to dispute

We will take a moment to go over your credit report then go over it in detail with you and present our plan for which items we will dispute. You will be able to access a detailed status of this progress 24/7 at a password protected credit repair web service, which you will receive during your consultation.

Pay-It-Forward Credit Repair works your case

Pay It Forward Credit Repair begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Each individual case is different and depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle…

Sit back and wait for the credit bureaus

The credit bureaus have a “reasonable amount of time”, approximately 45 days, to investigate your dispute. This is a hands of process for you as we handle all of the interim communication with credit companies.

Some insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don’t believe them. Pay-It-Forward Credit Repair has been doing this for a long time, and in that time we have found that through continually reigning in and redefining our strategies, we have secured methods that provide optimal performance.

Although the details of the process change as new laws are passed and regulations are added, the underlying principle has remained virtually the same when challenging and removing inaccurate or unverifiable information from a credit report. We have an aggressive approach that has served our clients well over the years.

Features/ Best Features

  • Track your progress 24/7
  • Receive email and text message alerts
  • Virtual Help Desk
  • Unmatched customer support
  • Unmatched results

Why We’re Different

While in our program, it is important that we work together to get the best results. Here are a few things you should know to maximize your results…

Most companies just send out template letter after template letter hoping for different results. We understand that each client is unique in their situation and we strive to get the best results for each client.

We pride ourselves on communication with our clients and referral partners. Using text message and email alerts, we keep you in the loop throughout the process.

Let’s build something together.

Pay-it-Forward Credit Repair

Credit is what we do. Having worked with countless clients over the years, we have come to realize that this truly is a credit driven world. We are never taught about credit in schools, yet it is one of the most important aspects of our financial life. We are passionate about educating people while improving their overall credit picture.

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